LUISAVIAROMA’S BLACK FRIDAY & CYBER MONDAY SALES ARE MAJOR

Fashion

Balenciaga Oversized Nylon Parka $2170 (previously $3,100)
Balenciaga Oversized Nylon Parka $2170 (previously $3,100)
Layer up in an roomy parka made with a hood and drawstring hem.

Luxury fashion retailer Luisaviaroma is launching amazing savings for its Black Friday 2018 sale. And guess what? The discounts go well into Cyber Monday so you can really save. Choose from top brands like Dolce & Gabbana, Balenciaga, Off-White and Valentino. Discover the best outerwear, boots, dresses, bags and more. Want even more savings? Use the code BF20 to get an additional 25% off on sale items. But hurry because the deal ends on November 27th. See our picks below, and shop more Black Friday savings at Luisaviaroma.com.

LUISAVIAROMA BLACK FRIDAY & CYBER MONDAY 2018 SALE

Dolce & Gabbana Dolce Box Jeweled Clutch $3,636 (previously $5,195)
Dolce & Gabbana Dolce Box Jeweled Clutch $3,636 (previously $5,195)
Turn up the shine factor with a bejeweled box clutch featuring a detachable chain strap.
Alberta Ferretti Saturday Wool Cashmere Sweater Dress $525 (previously $750)
Off-White For Walking Scarf Leather Boots $1,470 (previously $2,100)
Off-White “For Walking” Scarf Leather Boots $1,470 (previously $2,100)
Thi

s 100% leather boot is made in Italy and features a detachable logo print scarf.

Valentino Striped Wool & Silk Lace Dress $2,786 (previously $3,980)
Valentino Striped Wool & Silk Lace Dress $2,786 (previously $3,980)
Look simply chic in a black and white striped dress made of wool and lace.

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BHUMIKA ARORA WEARS DIOR’S RESORT LINE FOR MOJEH MAGAZINE

Fashion

Bhumika Arora Wears Dior's Resort Line for Mojeh MagazineBhumika Arora goes outdoors for the November 2018 issue of Mojeh Magazine. In front of the lens of Cameron McNee, the Indian model wears a wardrobe of Dior. Bhumika poses in designs from the brand’s resort 2019 collection including leather jackets, strapless dresses and wide-brimmed hats. Julie Brooke Williams styles the shoot with hair by Lisa-Raquel (See Management) and Mark Edio on makeup (See Management).

Bhumika Arora Wears Dior's Resort Line for Mojeh Magazine

Bhumika Arora Wears Dior's Resort Line for Mojeh Magazine

Bhumika Arora Wears Dior's Resort Line for Mojeh Magazine

Bhumika Arora Wears Dior's Resort Line for Mojeh Magazine

Bhumika Arora Wears Dior's Resort Line for Mojeh Magazine

Bhumika Arora Wears Dior's Resort Line for Mojeh Magazine

Bhumika Arora Wears Dior's Resort Line for Mojeh Magazine

Bhumika Arora Wears Dior's Resort Line for Mojeh Magazine


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NO BODY LEFT BEHIND: REFORMATION LAUNCHES JEANS IN EXTENDED SIZES

Fashion

Reformation Jeans plus sizes
Discover Reformation Jeans extended sizes

After launching plus sizes earlier this year, Reformation updates its jeans line with extended designs as well. The three different styles come in two colorways each for six options. Choose from the bootcut Candice, cigarette inspired Julia or a high and skinny silhouette. Priced between $98 and $128, you can shop the plus size jeans at TheReformation.com.

Related: Wild Thing | 7 Animal Print Styles From Reformation

REFORMATION JEANS PLUS SIZE COLLECTION

Reformation Plus Sized Candice High Bootcut Jean in Black $98
Reformation Extended Sizes Candice High Bootcut Jean in Black $98
A cool high-rise jean comes in a dark wash with a relaxed leg.
Reformation Plus Sized High & Skinny Jean in Rhine $98
Reformation Extended Sizes High & Skinny Jean in Rhine $98
Made with a super skinny fit, this jean is all about showing off your curves.
Reformation Plus Size Julia Crop High Cigarette Jean in Pacific $128
Reformation Extended Sizes Julia Crop High Cigarette Jean in Pacific $128
A slightly cropped leg brings a chic look to a high-rise jean made with a cigarette silhouette.
Reformation Plus Size Candice High Bootcut Jean in Jamaica $98
Reformation Extended Sizes Candice High Bootcut Jean in Jamaica $98
Wear a cute blouse with this slightly flared jean made in a classic bootcut leg.Reformation Plus Size High & Skinny Jean in Black $98
Reformation Extended Sizes High & Skinny Jean in Black $98
Show off your legs in a super form-fitting jean made in a versatile, dark wash.
Reformation Plus Size Julia Crop High Cigarette Jean in Sydney $128
Reformation Extended Sizes Julia Crop High Cigarette Jean in Sydney $128
This fitted jean comes in a slim silhouette with a light wash perfect for everyday looks.

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Closet Confessionals 16: A Genetic Scientist Who Prefers Pre-Owned Over New

Hermes

While many of us buy brand new bags to experience the entire element of unboxing a fresh bag, the market for second hand bags is not only large but also growing. This week we look into the shopping habits of a 32-year-old who loves to purchase pre-owned because she likes rare and vintage pieces. Her most expensive bag is an Hermès Birkin that she got for a great deal and right now is waiting to figure out the best illustration to have painted on her Chanel bag.

Take the Closet Confessionals Survey Now

The Basics

Age: 32
Gender Identity: Female
Location: Orange County, CA
Occupation: Genetic Scientist
Industry: Healthcare
Salary: $72,000

The Bags

Are you a PurseForum member? Yes

How many bags do you own? 14. I was only planning on buying one, but you all know how the story goes…

How much is your collection worth? About $30,000. This is the first time I’ve calculated the total value of my bags, and I must say, I’m feeling a little faint right now LOL.

1x1

What is your most expensive bag? My Birkin 25 in orange swift leather. I typically gravitate towards smaller bags, so I actually didn’t want a Birkin until I found out the 25 size existed. It is absolutely adorable and is the perfect size for me! I love adorning it with my blue Brides de Gala twilly. It was pre-owned, and even though it’s the most expensive bag in my collection, I got it at a “too good to be true” price. But it was definitely authenticated by a very reputable authenticator. I also had it cleaned by Leather Surgeons, and they don’t work on fakes, so I know for sure that it’s real.

I almost didn’t buy my Birkin due to the 2016 US elections. I saw it on sale two weeks after the election and thought to myself “The world seems so scary and uncertain right now. Is it really a good time to make such a huge purchase?” Then I realized that I would never get such a good deal on a Birkin again, so I went ahead and pulled the trigger. My hands were trembling as I clicked the “Place Order” button! Since it was such a big purchase, my credit card company initially declined it, so I had to call them and get things straightened out; that prolonged the anxiety.

What are the most important brands or pieces in your collection? They’re all important to me; but if I had to choose, it would be my Birkin, my black box calf Kelly 28, and my very first high-end designer bag, a Prada. Hermes’ quality just can’t be beat; my Kelly is from 1995, but it looks brand new!

What age did you get your first designer bag, and what was it? Not sure if Coach counts, but I purchased one during my senior year of college. I had been wanting one since high school; there were two girls in HS who had the small Coach signature hobo, and they were pretty much the envy of all the other schoolgirls.

My first high-end designer purchase was the Prada Mini Saffiano Lux tote in the Cerise color. I was 28 years old, and I bought it from Saks after I received a major promotion. Since it was my first high-end designer purchase, I was extremely impressed by the bag and the packaging that it came in! The leather smelled so wonderful and the box that it came in was so sturdy. I know Prada doesn’t get a lot of love around here, but I absolutely love mine. It holds a ton of sentimental value for me!

Any particular bag that holds a special sentimental value? The aforementioned Prada for sure. Other than that bag, I haven’t purchased any bags for a milestone, nor have I received any bags as a gift, so most of my bags don’t hold sentimental value.

Do you feel like your bags change people’s perceptions of you or how you’re treated? I don’t step into designer boutiques often, but when I do, I notice I get better treatment than I did years ago. I’m sure my bags help, but it’s also probably because I look more confident and knowledgeable about designer goods; the SAs can always tell when you’re a newb who has no idea how expensive designer goods can get. I also obviously look more mature than I did years ago, so I guess the SAs look at me and think I have money to spend; thus I get treated better.

The Shopping

How often do you buy new bags? About 1 or 2 a year. I actually don’t plan on purchasing any more handbags (or at lease nothing more than $1K). Hermes Kelly and Birkin were my holy grails, and now that I have obtained them, I think to myself “What is there left to buy?” I used to browse pre-owned websites religiously, but I’ve grown disinterested.

I don’t plan on purchasing any bags, but I am interested in getting my hot pink Chanel lambskin medium flap painted. I just have to settle on a design. I’m thinking butterflies!

Which stores do you frequent the most? I rarely purchase brand new bags. I purchase pre-owned because I like rare and vintage pieces. Plus there are so many good deals out there!

Do you ever buy second-hand bags? Where do you buy used? Yes! I’ve purchased from Yoogi’s Closet, Ann’s Fabulous Finds, Fashionphile and Rebag.

Do you sell old bags to pay for new purchases? Not to pay for new purchases, no. I will sell a bag if I find I’m not using it as much and if I feel like I can get good money for it.

Do you ever feel societal pressure to purchase more bags? No. Most of the people I know don’t purchase designer bags, so it’s not as if I feel I have to “keep up” with anyone. A lot of my friends are married and have kids. They have enough money to live comfortably, but not to spend on designer things. Since I don’t have kids, I have more time than my friends to plan my outfits. When we get together, my friends will be dressed casually, but I’ll be in a cute outfit, makeup and Chanel bag. It makes me feel like the odd one out!

All my purchases are well thought out, so it’s not like I’m influenced by what’s splashed across social media.

Do you consider your bag purchases investments? That’s actually one of the things I look for when I’m buying a bag. I try to buy things that will go up in value, so mostly Chanels and Hermes for me.

My bags are also an investment to me because I wear them all quite often. I rotate them on a weekly basis because I am definitely not one to save things for a “special occasion”. I can’t imagine spending so much on something just to have it collect dust. I love the idea of wearing the hell out of everything I own. High-end designer bags, especially vintage ones, can handle it.

Who influences your buying decisions? When I first got into bags, I did a lot of research online. I learned about brand hierarchy, resale value, quality, etc. It’s fascinating to see business websites discussing the value of Birkin and Chanel bags; I learned a lot from their articles.

Youtube reviews were also helpful because I got to see what a bag looks like on an actual person. TPF pops up a lot at the top of my online searches, so that definitely plays a part in my buying decisions.

Are sales associate relationships instrumental to your shopping? No, they’re not instrumental to my shopping, though it is nice when I speak to an SA who is passionate about the company they work for and is knowledgeable about their products. I’ve heard that retail can be awful, so it’s great when you see an SA who actually enjoys their job.

Why do you enjoy shopping, beyond just acquiring something new? When it comes to bags, I enjoy the thrill of the chase: I love finding rare and/or vintage bags at great prices. I like how these bags set me apart from others.

I guess I am pretty girly in the sense that I like getting compliments on what I wear. I bought purple Common Projects sneakers over the summer; the color really gets a lot of attention and compliments, which I kind of like.

No matter how small or large the purchase, for me there’s always a high that comes with it. I can get excited from purchasing a Chanel bag and from buying drugstore eyeliner.

Have you ever felt like you received inferior service at a store or boutique due to your appearance, ethnicity or gender? Yes! Shortly after I purchased my first Prada, I wanted a Chanel flap because I read on TPF that they were coveted. So I went to Chanel in Fashion Island and asked for a small black flap. The SA could tell I was young and naïve and she flat out said “no”. She was cold and unfriendly, and she told me the price of every bag I looked at even though I didn’t ask; it was her way of saying “this store is too expensive for you…get out”. I shouldn’t have bought anything from that witch, but I ended up buying one of the seasonal bags, which were cheaper than the classic flaps.

The Money

Who pays for your bags? Me! I’m single, and I have no children. My parents aren’t rich, but they bought me a used Toyota for college, and they contributed to half the down payment of my house.

Do you set aside a budget for your bag purchases? No, I’ve been fortunate enough to buy a bag with my credit card and be able to pay off the full balance when it’s due. But I am very discerning when it comes to buying bags. There’s a lot of things I consider before I pull the trigger: price, quality, resale value, rarity, size, etc. I obviously also have to like the bag’s design and color, but if I were to buy every bag that “looked nice”, I’d probably have triple the amount of bags I currently have, and I would also probably be broke!

The Taboo Topics

Have you ever purchased a counterfeit because you couldn’t afford a designer item? I bought an LV from DTLA when I was in college, but that was over a decade ago.

Even though there are really good superfakes nowadays, I would not buy them. It’s unfair to the designers, you don’t know what kind of illegal activities your money is funding, and there is always at least one person who will be able to tell that it’s fake. If someone were to find out that one of my bags was fake, they would question the authenticity of all my bags. That’s not a good look.

Do you ever hide purchases from your significant other? I don’t have currently have a significant other, but I imagine that I wouldn’t. I’m not ashamed of my spending habits.

What’s the craziest thing you’ve done to afford a bag? Nothing crazy, thank goodness. I work overtime now and then.

Do you think your shopping is ever a problem? Have you ever felt like you were struggling with a shopping addiction? Not really. I give a lot of thought to most things I buy, and only purchase what I think is worth it. I keep my spending in check: if I feel like I’ve spent too much at any time, I’ll cut back for awhile. I’ve currently decided to give my wallet a rest and wait until next year to make any big purchases; I figure that I can wait the three months.

I pay off the full balance of my credit card every month. I regularly put money into a savings account and a retirement account. I pay a little extra towards my mortgage to pay it off sooner.

I generally enjoy eating at home; it’s good for the wallet and good for the waistline. I’m glad I don’t like alcohol because drinks are expensive! I am also careful with how much water, electricity and gas I use at home. Gotta save money wherever I can!

I am totally aware that the money that I spend on bags could go toward better things, but everyone has a hobby that they like to spend money on. It’s not a problem as long as our financial obligations are taken care of first!

The Rest Of It

Any other expensive hobbies or passions? I’m slowly getting into traveling. My friends have been pestering me to do it for years, but I’m a bit of a nervous flyer. The slightest turbulence will cause my life to flash before my eyes LOL.

I went to Disneyland recently after 16 years, and I fell in love with it all over again, so I’ll be shelling out for a Disneyland pass. Expensive but worth it!

Along with buying nice bags, I like buying nice clothes and jewelry. Those can get expensive, but I look for things that are a classic style and are nice quality, something that I can wear for years.

Two years ago, I bought myself a loose padparadscha sapphire, which I planned to set in a ring when I got engaged. Marriage is nowhere in sight for me; but I hate keeping the sapphire stashed away, so I recently had it set in a ring. I wear it on my right hand so it won’t confuse people!

Anything else you would like to include? I’ve been pretty lucky to be able to buy whatever I want over the last few years. Not only was it fun, but it actually helped me get the shopping urge out of my system. I’ve realized that I have enough nice, beautiful things in my life; if I think about buying something, there is a little voice in my head now that says “Do you really need that?”

P.S. Please consider supporting our small, bag-loving team by clicking our links before shopping or checking out at your favorite online retailers like Amazon, Neiman Marcus, Nordstrom, or any of the listed partners on our shop page. We truly appreciate your support! 

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Heightening Your Store’s Mobile Security

Hermes

Photo: Pixabay
Photo: Pixabay

It’s no secret that mobile is the future of the internet and e-commerce. Roughly 10 billion mobile-connected devices are currently in use globally, and 62 percent of smartphone users have made a purchase in the last year using mobile.

What’s more, as of Q4 2017, 24 percent of all digital e-commerce dollars were spent via mobile devices. But while the mobile shift is apparent, many e-commerce brands are prioritizing production speed over user and organizational safety. In fact, a recent study found that 25 percent of all e-commerce apps contained at least one high-risk security vulnerability!

In an age of rampant cyber-hacking exploits, heightening your store’s mobile security—whether for an app or a mobile version of your site—is paramount to long-term success.


How Is Data Being Stored, Shared, Accessed and Protected?

Whether it’s a small online store that sells beauty products from home or a large fashion brick-and-mortar expanding online, it’s hard to operate an e-commerce store without collecting some sort of data. Troublingly, half of all mobile apps exhibit insecure data storage.

If consumers’ data isn’t kept secure, they’ll lose trust and—unless your store is already a permanent fixture in their lives—abandon your brand. Even if you don’t store sensitive data like credit cards and addresses, you’ll have customers’ email and password if you offer the option to create an account. And many people use the same password for everything. Considering 1.4 billion passwords were hacked in 2017, it’s slightly less surprising 90 percent of the login traffic of online retailers comes from hackers using stolen login data. Post-hack, these passwords are promptly listed for sale on the Dark Web and distributed to criminals around the world.

How Secure Are Your System Communications?

Insecure communication is another stumbling block for mobile applications. In mobile-device transactions, encryption is essential to protecting sensitive info. Implementing Transport Layer Protection/Security (TLS) for all authenticated connections — whether internet-connected pages or backend systems — reduces the likelihood of a hacking exploit. According to WhiteHat Security, if TLS ends at a load balancer, web application firewall or another in-line host, it should re-encrypt data on the way to its destination. The firm also recommends removing unnecessary information from server responses that hackers could leverage to attack your network.

Photo: Pixabay
Photo: Pixabay

Is Your Security Certificate Valid?

On the more straightforward but still crucial end of mobile security are certificates. Ensuring your TLS and Secure Sockets Layer (SSL) certificates (the green ‘Secure’ bar next to the URL) are valid and configured to correctly verify if a trusted entity issued the certificate prevents malicious actors from altering or accessing any data exchanged over your network. It also keeps users from unknowingly entering a high-risk website. To quell users’ security concerns, it helps to implement a security seal on your website.

Is Your Payment Process Secure?

Without valid security certificates and ‘https’ designation, your payment gateway isn’t secure. This allows data passed between the browser and your web server to be accessed. And if you’re processing your online payments instead of using a third-party tool like Stripe, PayPal, etc., becoming PCI-compliant is a must. As you’re shoring up your payment system, add in a live address verification system (AVS) to reduce fraudulent purchases.

Is Your Security Layered?

Do you need to layer your security if you’ve developed your mobile site or app with stringent security practices? Trick question: of course you do! Any decent hacker can get past a line or two of defense. Your best bet at thwarting cyber attacks is to layer your defenses. Implement firewalls to stop the first line of attacks. Use binary protection via root detection to identify when a device has been compromised to protect your app’s data from exposure. Additionally, a content delivery network (CDN) spreads traffic to servers around the world to protect against distributed denial of service attacks (DDoS). CDNs also help your page-loading speed.

Are You Testing For Vulnerabilities?

Maybe you’ve consulted with a cybersecurity firm or hired top-notch security developers. Your store still isn’t completely safe. Why? Cybersecurity is always evolving and so too should an e-commerce store’s defenses.

Hackers are successful because they’re smart and persistent; they’ll eventually find the way in if a route exists. This is why it’s so important to test for endpoint vulnerabilities, network issues, and log activity on an ongoing basis. It also helps to streamline a patch management system to sew up loopholes and optimize log management to make monitoring network activity manageable. Security testing tools like PenTest work well, but many exist, so research what works best for your site.

No matter how talented and senior your development team is, it’s nearly impossible to develop an exploit-free app or mobile version of your e-commerce site. This isn’t an inherent problem. What is, however, is not knowing—or ignoring—your loopholes, and thus failing to fix them.

Heightening your store’s mobile security isn’t an easy first-time effort nor is it an easy ongoing effort. It is an essential area to invest your time and money, though. Without prudent mobile security, nothing is protecting your brand from devastating losses in revenue, diminished customer loyalty and a damaged public reputation. 

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5 Must Follow Money Tips for College Students

Fashion

Photo: Pixabay
Photo: Pixabay

Being a student is an exciting time in your life when you are young, and a bright future is ahead of you. It’s the time when you can focus primarily on your studies. Of course, the amount of writing coursework you have to complete may be overwhelming, but you can find experienced tutors on a fabulous essay writing service and have time for fun.

College years are also a great time for learning to manage your money in a smart way and managing your personal finances should be a priority for you. It’s important to establish good financial habits and learn to make smart choices about your money. In this way, you’ll be able to set up a strong financial foundation for the future.

Here are some easy tips for mastering money management that can help you develop the smart money habits and build wealth over the course of your lifetime.


Create a Budget

It’s the first thing that you should do. You should make a list of monthly income sources, including money you get from parents, income from a job, savings, and money coming from grants and student loans, etc. Then you should categorize estimated expenses for a month in advance to understand where your money is going. When making a list of college living expenses, you should take into account such costs as textbooks and school supplies, laundry and personal care items, food and eating out, socializing, going to the movies, etc.

You can use spreadsheet templates or online budgeting tools to create a budget, track your expenses, and get insight where you need to cut back. Manage your budget and try to stick to it.

Minimize Student Debt

According to statistics, about 41% of millennials have student loan debt, so they often have to delay buying homes and getting married. That’s why you should be proactive and don’t take more student loans than you need so that you could have freedom in your future job choices. Borrow as much as you require for your education and don’t take cash to fund an extravagant lifestyle because you’ll have serious problems later. Keep in mind that you’ll have to pay back all the money you borrow and the interest rates. You’d better choose subsidized federal student loans that are interest-free while you study at college so they will cost you less money in the long run.

You should use student loan wisely for the right things – tuition, housing, books but not on new clothes or social outings. Learn to live frugally and try to spend less than you earn.

Photo: Pixabay
Photo: Pixabay

Look for Student Discounts and Find Fun for Free

Do you know that your student status can save you money? Many businesses near college campuses offer student discounts so you should look for such services, restaurants, local venues. You can really save a large amount of money during the school year if you find great deals.

It’s so tempting to plan social activities that cost money and go out to eat. But there are a lot of exciting things in life that can cost you nothing. You only need to get creative and think about options of at-home entertainment. There are also free or low-cost social activities, for example, school-sponsored adventure trips, city-sponsored events or outdoor concerts. It is possible to live on a budget and have fun.  

Avoid Full-Price Textbooks

Textbooks cost a lot of money and are one of the biggest college expenses. There is no need to buy brand new editions of textbooks. You’d better stay away from the campus bookstore which is the most expensive place to buy books. You can borrow books for free from the library or look for textbooks in used bookstores. The good idea is to purchase books online on eBay or Amazon and sell them back at the end of the semester advertising them on social media websites. You can also take advantage of eBooks offering because they are less expensive.

Find a Job

Find a part-time job to earn some extra cash and fund your social life, save something for books and supplies or even pay off student loan interest while you are at college. You should look for flexible work-study positions. There are plenty of on-campus jobs with limited interactions/responsibilities that will allow you to make money and stay productive, having enough time to do your homework. Such jobs won’t be a burden to your schoolwork. Freelance can also be a good option to make some money on the side.

College can be expensive, but if you develop smart budgeting and spending habits, you will feel more confident when making financial decisions and will graduate without massive debt. Follow these effective money tips, and you will be able to make it through college without making too many financial mistakes. 

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